Community land trust model for affordable homeownership
Summary
HRDC explained how community land trusts keep homes affordable forever: a nonprofit owns the land, the buyer owns the house, and resale appreciation is capped at about 2% a year. The city is considering this model as it shifts its housing program toward for-sale ownership, including through the Fowler project. The model targets the 'missing middle' — workers who earn too much for subsidized rentals but can't afford market-rate homes.
At a glance
- Total mentions
- 1
- Last 30 days
- 0
Last discussed May 6, 2026.
Impact analysis
A one-time public or private subsidy keeps each home affordable permanently — HRDC's case study showed a $264,000 land trust home versus a $500,000 market resale.
Middle-income Bozeman workers who can't afford market-rate homes gain stable, permanent-affordability ownership.
Mentions & discussions (1)
We'll email you when it's on an upcoming agenda and when it's voted on, at most once a day.
The weekly brief for Bozeman
What the council decided, in plain English — one email a week.
Free. Unsubscribe with one click any time. We never sell your email.